FDIC Insurance and information

Understand the insurance coverage of your accounts at each FDIC-insured institution.

Below are some common examples of FDIC insurance. Visit the FDIC website for more information.

 WWW.FDIC.GOV

 

FDIC's  Electronic Deposit Insurance Estimator (EDIE)

Calculate the insurance coverage of your accounts at each FDIC-insured institution.

Basic FDIC Deposit Insurance Coverage Limits

Type of Account FDIC Insurance Coverage

Single Accounts (owned by one person)

$250,000 per owner

Joint Accounts (two or more persons)

$250,000 per co-owner

IRAs and certain other retirement accounts

$250,000 per owner

Trust Accounts

$250,000 per owner per beneficiary subject to specific limitations and requirements

Corporation, Partnership and Unincorporated Association Accounts

$250,000 per corporation, partnership or unincorporated association

Employee Benefit Plan Accounts

$250,000 for the non-contingent, ascertainable interest of each participant

Government Accounts

$250,000 per official custodian