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certificates of deposits

Certificate of Deposit

This account provides competitive guaranteed rates while providing the security of FDIC Insurance. A penalty could be imposed for early withdrawal. Fees could reduce the earnings.

Account Benefits

  • Fixed Rate
  • Competitive Rates
  • Automatic Renewal at maturity

Current Rates for Certificates of Deposit
and IRA Certificate of Deposits:

Minimum account balance to open and obtain Annual Percentage Yield is $5,000.00

Account Term Interest Rate Annual Percentage Yield
6 Mo CD 1.24% 1.25%
12 mo CD 1.98% 2.00%
18 mo CD 2.08% 2.10%
24 Mo CD 2.23% 2.25%
36 Mo CD 2.37% 2.40%
60 Mo CD 2.57% 2.60%

The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Certificates of Deposit are fixed rate accounts. Upon opening you will be paid the offered rate until the maturity date of the certificate. If the certificate is automatically renewed, it will be renewed at the interest rate on the date of maturity. A penalty could be imposed for early withdrawal. Fees could reduce earnings.

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